Calculators

If you’re considering a mortgage with GTP Mortgage and Financial Services, there are a few numbers you’ll need to think about first. Use our handy mortgage calculators below to get started.

The below calculators have been designed by GTP team (find out more about us) to help you estimate your stamp duty payment and how much you can potentially borrow whether you’re a first-time buyer or this is your second mortgage. Please note that our calculators are for illustrative purposes only and are not intended to provide investment advice. The results are only a guide to what you might pay – the exact cost will depend on the particular mortgage you choose. And if you’re after insurance advice, please go to our page dedicated to Payment Protection Insurance, Life Insurance and Building Insurance.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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How much can I borrow?

This basic calculator shows how much you may be able to borrow for a mortgage. The result is based on your combined income so you may want to consider adding your partner’s salary, overtime or commission and any bonuses depending on your situation.

Please keep in mind that our calculator does not factor in your personal circumstances, expenses, property details or a check against your credit score file. It is only an estimation of the maximum that you can borrow, and we strongly recommend to give us a call for more tailored advice by one of our experts.

How much can I borrow?

(combined if from multiple sources i.e. Partner)

Stamp Duty

Stamp duty is no longer charged at the threshold percentage on the total asking price. In fact, it is now tiered in the same way as income tax is calculated and you need to pay it if you buy a property or land over a certain price in England, Wales and Northern Ireland. Use our calculator to work out the amount of land tax that will be payable before deciding to buy.

Stamp Duty

Property value up to £500,000. For higher value go to ‘Neither’ tab.