Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage Calculators

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Estimate your mortgage with Mortgage Calculator

If you’re considering a mortgage with GTP Mortgage and Financial Services, there are a few numbers you’ll need to think about first. Use our handy mortgage calculators below to get started.

The below calculators have been designed by GTP (find out more about us) to help you estimate your stamp duty payment and how much you can potentially borrow whether you’re a first-time buyer or this is your second mortgage. Please note that our calculators are for illustrative purposes only and are not intended to provide investment advice. The results are only a guide to what you might pay – the exact cost will depend on the particular mortgage you choose. And if you’re after insurance advice, please go to our page dedicated to Payment Protection Insurance, Life Insurance and Building Insurance.

Your home may be repossessed if you do not keep up repayments on your mortgage.

How much can I borrow?

This basic calculator shows how much you may be able to borrow for a mortgage. The result is based on your combined income so you may want to consider adding your partner’s salary, overtime or commission and any bonuses depending on your situation.

Please keep in mind that our calculator does not factor in your personal circumstances, expenses, property details or a check against your credit score file. It is only an estimation of the maximum that you can borrow, and we strongly recommend to give us a call for more tailored advice by one of our experts.

How much can I borrow calculator

(combined if from multiple sources i.e. Partner)

Stamp Duty Calculator

Property value up to £500,000. For higher value go to ‘Neither’ tab.

Stamp Duty

From October 2021 Stamp Duty liability for anyone purchasing an additional property changed. The majority of buy to let purchases will attract an additional 2% or 5% stamp duty. Purchases of properties up to £125,000 or less are not liable for stamp duty. Above this threshold, the higher stamp duty rate will apply unless your total individual ownership is limited to a single dwelling, i.e. you do not already own other residential property. You can find out more about the stamp dutyYou are now departing from the regulatory site of GTP Mortgage and Financial Services. GTP Mortgage and Financial Services are not responsible for the accuracy of the information contained within the linked site. on the government website.